Effective Date: June 20, 2026 Status: Beta (Pre-Release)
By accessing or using this Application, you agree to the following Terms and Conditions. Please read them carefully.
By accessing, logging into, or using BH Rates (the "Application"), you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, you must not access or use the Application.
These Terms constitute a binding legal agreement between you and Garrett Braukman ("Creator," "we," "us," or "our"), the owner and developer of the Application.
The Application is pre-release, beta software provided for limited testing and evaluation purposes only. You acknowledge and agree that:
(a) the Application is a work in progress and may contain bugs, errors, defects, or inaccuracies; (b) features, functionality, and availability may change, be suspended, or be discontinued at any time without notice; (c) the Application may be unstable and is not intended for production, mission-critical, or commercial reliance; (d) the Creator makes no guarantee regarding uptime, data retention, performance, or continued availability; and (e) data entered into or generated by the Application during the beta period may be lost, reset, or deleted.
Access to the Application is granted solely to specific, named individuals who have received express authorization directly from the Creator. Subject to your continued compliance with these Terms, the Creator grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Application only for the purposes expressly authorized by the Creator.
This license is personal to you. You may not share, transfer, assign, or extend your access, credentials, or rights to any other person or entity.
Notwithstanding any other provision of these Terms, these Terms do not apply to, and impose no restriction or obligation upon, any person or entity affiliated with the organization by which Garrett Braukman is currently employed. All rights to access and use the Application are granted to the employees, officers, and any other persons within the organization by which Garrett Braukman is employed, for so long as he remains employed by that organization. Such persons and that organization are free to access and use the Application as much as they wish, fully and without limitation, restriction, or fee, and none of the restrictions, fees, or other obligations set out elsewhere in these Terms apply to them.
By logging into or using the Application, you represent, warrant, and affirm that:
(a) you have received express and specific permission from the Creator to access and use the Application; (b) your access has been individually granted to you and was not obtained through any unauthorized means; (c) any data, information, records, or materials made available to you through the Application are data that the Creator has expressly authorized you to view and access; and (d) you will access only the data and functions you have been permitted to access.
If you have not received express permission from the Creator, you are not authorized to access the Application and must exit immediately.
Any data accessible through the Application is made available to you only because, and only to the extent that, the Creator has authorized your access to it. You agree that:
(a) you will use such data solely for the purposes authorized by the Creator; (b) you will not copy, download, export, reproduce, distribute, disclose, or share such data with any third party without the Creator's prior written consent; (c) you will maintain the confidentiality and security of all data you access; and (d) you will not attempt to access any data, account, or system function beyond the scope of your authorization.
You are responsible for maintaining the confidentiality and security of any credentials used to access the Application and for all activity that occurs under your access. You must notify the Creator promptly at garrett@bhrates.com if you suspect any unauthorized access to or use of your credentials or the Application. The Creator is not liable for any loss arising from unauthorized use of your credentials prior to such notice.
You shall not, and shall not permit any third party to:
(a) use the Application without express authorization from the Creator; (b) share, disclose, or transfer login credentials or access; (c) copy, modify, adapt, translate, or create derivative works of the Application; (d) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, data-processing methods, or underlying structure of the Application, except to the extent such restriction is prohibited by applicable law; (e) circumvent, disable, or interfere with any security or access-control feature; (f) use the Application for any unlawful, harmful, or unauthorized purpose; or (g) use the Application, or any data or output within it, for any commercial purpose without express written permission from the Creator.
You shall not, and shall not permit or assist any third party to: (a) scrape, crawl, spider, harvest, or otherwise systematically extract data from the Application; (b) bulk download, copy, or reproduce the Application's data in any substantial part, by any means; (c) access the Application by any automated means, including bots, scripts, headless browsers, or programmatic API calls, without the Creator's prior written consent; or (d) use the Application or any data or output obtained from it to develop, train, populate, benchmark, or improve any product, dataset, or service that competes with the Application. Interface features that omit export functionality are intentional access controls; circumventing them by any means is a violation of these Terms.
The Application presents pricing information derived from disclosures mandated by federal price-transparency regulations. You shall not use the Application or any data within it to fix, stabilize, or coordinate prices or rates with any competitor; to rig bids; to allocate markets or customers; or otherwise in any manner that violates federal or state antitrust or competition laws. You are solely responsible for ensuring that your use of the Application complies with all such laws.
The Application is licensed for use only by individuals and entities that have received express permission from the Creator. Any access to or use of the Application by a company, business, organization, or other entity that has not received such express permission is strictly prohibited and constitutes unauthorized use.
By accessing or using the Application without express permission, any company, business, or organization agrees that:
(a) it is not licensed to use the Application and has no right to do so; (b) such unauthorized use obligates it to enter into a commercial licensing arrangement with the Creator; and (c) it shall pay to the Creator a licensing fee of not less than forty thousand U.S. dollars ($40,000). The parties agree that this amount is a reasonable estimate of the license fee that would have applied and of the harm caused by unauthorized use, which harm is difficult to quantify precisely at the outset.
In addition, any unauthorized copying, reproduction, replication, reverse engineering, or recreation of the Application, its software, or its data-parsing and refinement functionality shall obligate the responsible party to pay the Creator an assessment of not less than one hundred thousand U.S. dollars ($100,000), reflecting the substantial value of, and the harm to, the Creator's proprietary software and confidential methodology.
The fees stated in this Section are minimum licensing assessments. They do not limit, and are separate from, the Creator's right to pursue any other remedy available at law or in equity, including remedies for copyright infringement and for misappropriation of trade secrets under the California Uniform Trade Secrets Act (California Civil Code sections 3426 et seq.). Nothing in this Section grants any license or right of use to any unauthorized party or waives any of the Creator's rights.
The Application, including all software, source code, object code, design, structure, user interface, features, and related materials, is the exclusive property of the Creator and is protected by United States copyright law and other applicable intellectual property laws.
While certain underlying source data accessed or processed by the Application may be publicly available, the Creator's selection, arrangement, parsing, refinement, and presentation of that data, together with the methods, logic, and processes used to produce the Application's output, are original works and confidential trade secrets of the Creator. The refined data and output generated by the Application derive independent economic value from not being generally known or readily ascertainable by others, and are maintained by the Creator as confidential and proprietary.
All rights not expressly granted to you under these Terms are reserved by the Creator. No ownership rights are transferred to you by these Terms or by your use of the Application.
The Application, its features, its underlying technology, its data-parsing and refinement methodology, and any non-public data or output accessible through it are confidential and proprietary trade secrets of the Creator. You agree to keep all such information confidential, to use it only as authorized, and not to disclose it to any third party without the Creator's prior written consent. This obligation survives the termination of your access.
If you provide the Creator with any suggestions, ideas, feedback, bug reports, or other input regarding the Application ("Feedback"), you grant the Creator a perpetual, irrevocable, worldwide, royalty-free right to use, modify, and incorporate that Feedback for any purpose without obligation, attribution, or compensation to you.
The Application's data is derived from machine-readable files and other materials published by third-party health plans, insurers, and government sources, which frequently contain errors, omissions, and inconsistencies and which change over time. All amounts shown are historical, reflect the source data as published at a point in time, and may not reflect current rates, policies, or plan designs.
Nothing in the Application is a promise, prediction, or guarantee of any payment, reimbursement, allowed amount, or contract rate by any payer, plan, or employer. You must independently verify any information before relying on it for billing, claims, contracting, negotiation, or any other business decision, and you bear sole responsibility for any decision made in reliance on the Application.
The Application contains no protected health information and no patient-level data, and it is not a "covered entity" or "business associate" service under HIPAA. The Application and its contents are provided for general informational purposes only and do not constitute medical, legal, financial, accounting, or other professional advice. You should consult qualified professionals before acting on any information obtained through the Application.
The Application is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The Creator does not warrant that the Application will be uninterrupted, secure, error-free, or free of harmful components, or that any data or output will be accurate, complete, or preserved. You use the Application at your own risk. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
To the maximum extent permitted by applicable law, in no event shall the Creator be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of data, profits, revenue, or business, arising out of or related to your use of or inability to use the Application, whether based in contract, tort, or any other legal theory, and even if advised of the possibility of such damages. To the maximum extent permitted by law, the Creator's total aggregate liability arising out of or related to these Terms or the Application shall not exceed one hundred U.S. dollars ($100).
You agree to indemnify, defend, and hold harmless the Creator from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your access to or use of the Application, your violation of these Terms, or your violation of any rights of a third party.
The Creator may suspend, restrict, or terminate your access to the Application at any time, with or without cause and with or without notice. Upon termination, your license and right to access the Application immediately cease, and you must stop all use of the Application and destroy or return any data in your possession as directed by the Creator. Sections relating to confidentiality, intellectual property, unauthorized use, disclaimers, limitation of liability, and indemnification survive termination.
The Creator may modify these Terms at any time. Changes are effective when posted within the Application or otherwise made available to you. Your continued use of the Application after any change constitutes acceptance of the revised Terms.
These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-laws principles. You agree that any dispute arising out of or relating to these Terms or the Application shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California.
Severability. If any provision of these Terms is held invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall continue in full force and effect.
Entire Agreement. These Terms constitute the entire agreement between you and the Creator regarding the Application and supersede all prior or contemporaneous understandings on that subject.
No Waiver. The Creator's failure to enforce any right or provision of these Terms is not a waiver of that right or provision.
Assignment. You may not assign or transfer these Terms or any rights under them without the Creator's prior written consent; any attempted assignment in violation of this Section is void. The Creator may assign these Terms without restriction.
Questions regarding these Terms, or requests for authorization or licensing, should be directed to:
Garrett Braukman garrett@bhrates.com
By accessing or using this Application, you acknowledge that you have read, understood, and agree to these Terms and Conditions, and that you have received express permission from the Creator to access and use this Application. If you do not agree to these Terms, do not access or use the Application.